David Allen Capital · Certified Funding Broker

Keep Your Money,
Your Money.

82% of small businesses fail due to lack of access to capital — and banks reject 90% of applicants. Durran Duncan connects your business to fast, flexible alternative funding with no collateral required.

Apply in 5 Minutes →
DD
Durran Duncan · The Speaker
1 Day Funding in as little as
one business day
30M+
Small businesses in America
90%
Rejected by banks & SBA
$300B+
Alternative funding industry
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Certified Funding Broker

About The Speaker
Durran Duncan
Certified Funding Broker · David Allen Capital
✓ DAC Certified · Mission-Driven Funding Advocate

Hello — I'm Durran Duncan, "The Speaker." My mission is to serve small businesses that deserve to grow. Most business owners don't know alternative funding exists. I'm here to change that — DAC can be the difference between growing and closing your business.

  • 27 million+ small businesses are not bank-eligible — we serve them.
  • Simple 5-minute online application — no long forms, no business plan required.
  • No collateral, no PAYDEX score, no restrictions on how you use your funds.
  • Funds available in as little as one business day after approval.
Small Business Funding
Why Banks Fail Small Business

Traditional lenders were never built to serve the majority of American small businesses. Here's exactly how alternative capital through DAC compares.

Requirement
Traditional Bank / SBA
DAC Alternative Capital
Collateral
Required
None required
Business history
2+ years profitable
Last 3 months, $15K+ sales
Credit score
700+ FICO required
550+ FICO OK
PAYDEX score
80–90 required
Not required
Fund usage
Restricted & monitored
Use freely, no restrictions
Application
Long & complex
5-minute online form
Time to funds
1–3 months
As fast as 1 business day
💰

$15K+ Monthly Sales

Just 3 months of business activity required to qualify for funding.

📊

550+ FICO Score

Far below what banks demand. Most businesses qualify — even with past issues.

Funds in 1 Business Day

No weeks of waiting. Get the capital your business needs when it needs it.

Ready to Grow Your Business?

Stop letting capital be the reason your business doesn't reach its potential.

Apply Now — It's Free Talk to Durran
Get In Touch
Let's Talk About
Your Business

Have questions? Not sure if you qualify? Durran personally reviews every inquiry and will help you understand your options — no pressure, no obligations.

🌐 https://formspree.io/f/xwvraebz
Fast response · Usually within 24 hours

Ready to apply now?

Skip the form — go straight to the 5-minute application.

Start My Application →
✓ Message sent! Durran will be in touch within 24 hours.